Mobile money is the backbone of everyday commerce, with agent networks in every sector and interoperability between providers making person-to-business payments routine even for street-level traders.
Payment aggregators and bank APIs let small online shops accept mobile money, cards, and bank transfers without building integrations themselves. Momo pay codes remain the simplest option for a first storefront.
Successful sellers pair payments with reliable delivery and clear return policies. Social commerce on WhatsApp and Instagram often outperforms standalone websites for small merchants starting out.